Terms of Use & Disclaimer

Last updated: November 1, 2026. By using loanprepaymentcalculator.org you agree to these terms. If you do not agree, please do not use the site.

1. Financial disclaimer

The calculators, results, articles and other content on this site are provided for general information and planning purposes only. They are not financial, investment, tax or legal advice, and they are not an offer or recommendation to take any loan, make any prepayment or buy any financial product.

Results are estimates based on standard reducing-balance amortization formulas and the figures you enter. Your lender's actual numbers may differ because of payment dates, day-count and compounding conventions, rounding, rate changes, fees, prepayment or foreclosure charges, taxes and other terms in your loan agreement. Always confirm figures with your lender and consider speaking to a qualified financial advisor before making a decision.

2. Who we are

This site is an independent, free tool. We are not a bank, NBFC, lender, broker, or SEBI- or RBI-registered advisor, and we do not arrange loans or accept loan applications.

3. Use of the site

• You may use the calculators and read the articles for personal, non-commercial purposes.
• You agree not to misuse the site, for example by attempting to disrupt it, scrape it at scale, or use it for any unlawful purpose.
• You are responsible for the figures you enter and for any decisions you make based on the results.

4. Accuracy and availability

We work to keep the calculations and articles accurate and up to date, but we make no warranties, express or implied, about their completeness, accuracy or suitability for any purpose. The site is provided "as is" and "as available", and we may change, suspend or remove any part of it at any time without notice.

5. Limitation of liability

To the fullest extent permitted by law, loanprepaymentcalculator.org and its owner are not liable for any loss or damage, direct or indirect, arising from your use of the site or reliance on any result or content on it.

6. Intellectual property

The site's design, text, articles and code are owned by loanprepaymentcalculator.org unless stated otherwise. You may share links to our pages, but you may not copy and republish substantial parts of the content without permission.

7. Advertising and third-party links

The site displays ads served by Google AdSense and may link to third-party websites. We do not endorse advertised products or services, and we are not responsible for third-party content. Please see our Privacy Policy for how advertising cookies work.

8. Governing law

These terms are governed by the laws of India. Any dispute will be subject to the jurisdiction of the courts of Pune, Maharashtra.

9. Changes to these terms

We may update these terms from time to time. Changes take effect when posted on this page with a new "Last updated" date.