Summary

The app does not collect, share or sell any personal data. It has no account or sign-in, works fully offline, and does not request permission to access the internet, your contacts, location, camera, microphone or files.

Information stored on your device

The app keeps two kinds of information, and only on your phone, in the app's private storage:

This information is never sent to us or to anyone else. You can delete it at any time: delete individual saved loans in the app, use Settings › Delete all saved loans, clear the app's data in Android settings, or uninstall the app.

If you use Android's own device backup, Android may include this app's saved loans and settings in your personal backup, under your Google account. That backup is controlled by Android and your Google account settings, not by us.

Exported files

When you export a repayment schedule, the app creates a PDF or CSV file on your phone and opens the Android share menu. The file goes only to the app you choose (for example email, WhatsApp or Drive), and what happens next is governed by that app.

Analytics, advertising and tracking

This version of the app contains no analytics, advertising or tracking software and does not use advertising IDs. If a future version adds advertising or in-app purchases, this policy will be updated before that version is released, and ads will only be shown after asking for consent where the law requires it.

Children

The app is a financial calculator intended for adults and is not directed at children.

Calculations are estimates

Results are estimates for information only and are not financial advice. Your lender's figures may differ because of payment dates, interest conventions, rounding, charges and rate changes.

Changes to this policy

If this policy changes, the updated version will be posted on this page with a new "Last updated" date.

Contact

Questions about this policy: privacy@loanprepaymentcalculator.org